Our services

Term Insurance

floating green leaf plant on person's handfloating green leaf plant on person's hand
Motor Insurance

Benefits of Term ,Health & Motor Insurance

Health insurance offers a wide array of benefits to the insured. Following are some of the key benefits of a insurance plan -

  • Comprehensive Coverage

    A health insurance policy keeps you covered for major healthcare expenses incurred in case of medical emergency. Usually, health insurance plans keep you protected for in-patient hospitalisation expenses pre-hospitalisation and post-hospitalisation expenses, ambulance expenses, domiciliary hospitalisation expenses, daycare procedures, organ donor expenses, treatments taken under AYUSH systems of medicines, etc.

  • Lifetime Renewability

    As per the guidelines issued by Insurance Regulatory and Development Authority of India (IRDA), the insurance companies offering health insurance plans are supposed to offer lifetime renewability benefits to the policyholders. It allows you to renew your health insurance policy without any upper restriction on the maximum age limit. The feature is most beneficial for parents and senior citizens as they can renew their insurance plans without any pressure of looking for new health insurance plans in old age.

  • Cashless Treatment

    Insurance companies have tie-ups with certain hospitals, known as network hospitals, where the insured can avail cashless treatment. If you avail treatment at these hospitals, the insurance company will directly settle the bills at the hospital, and you will not be required to pay anything for the treatment availed, except for non-medical expenses incurred.

  • Portability

    Health insurance portability allows the policyholders to switch from their existing health insurance company to another, in case they are not satisfied with their existing health insurance plan, or find a more suitable plan. Portability feature saves the policyholders from being taken for granted and offers them flexibility to switch in case of dissatisfaction.

  • Tax Benefits Under Section 80D of the Income Tax Act, 1961

    The government of India promotes health insurance by offering tax exemptions of up to Rs. 1.5 Lakh on the premium paid for health insurance plans, under Section 80D of the Income Tax Act, 1961. An individual can also claim a deduction of up to Rs. 25,000 for insurance cover for self, spouse, and dependent children. You can also avail a tax deduction of up to Rs. 25,000/Rs. 50,000 for health insurance plans purchased for parents aged 60 years/ more than 60 years.

Helath Insurance
person in green crew neck long sleeve shirt wearing blue face maskperson in green crew neck long sleeve shirt wearing blue face mask
black honda car on roadblack honda car on road
Address

Saral Beema, Near Ice Factory, Farrukhnagar,Gurgaon,Haryana,122506

Contacts
help@saralbeema.in

+918053351039

Subscribe for being insured best

Our services

Here is a summary of services available and detailed explanation about our service management.

Term Insurance

floating green leaf plant on person's handfloating green leaf plant on person's hand
Health Insurance
Motor Insurance
person in green crew neck long sleeve shirt wearing blue face maskperson in green crew neck long sleeve shirt wearing blue face mask
black honda car on roadblack honda car on road

Benefits of Health,Motor & Term Insurance

Health insurance offers a wide array of benefits to the insured. Following are some of the key benefits of a health insurance plan -

  • Comprehensive Coverage

    A health insurance policy keeps you covered for major healthcare expenses incurred in case of medical emergency. Usually, health insurance plans keep you protected for in-patient hospitalisation expenses pre-hospitalisation and post-hospitalisation expenses, ambulance expenses, domiciliary hospitalisation expenses, daycare procedures, organ donor expenses, treatments taken under AYUSH systems of medicines, etc.

  • Lifetime Renewability

    As per the guidelines issued by Insurance Regulatory and Development Authority of India (IRDA), the insurance companies offering health insurance plans are supposed to offer lifetime renewability benefits to the policyholders. It allows you to renew your health insurance policy without any upper restriction on the maximum age limit. The feature is most beneficial for parents and senior citizens as they can renew their insurance plans without any pressure of looking for new health insurance plans in old age.

  • Cashless Treatment

    Insurance companies have tie-ups with certain hospitals, known as network hospitals, where the insured can avail cashless treatment. If you avail treatment at these hospitals, the insurance company will directly settle the bills at the hospital, and you will not be required to pay anything for the treatment availed, except for non-medical expenses incurred.

  • Portability

    Health insurance portability allows the policyholders to switch from their existing health insurance company to another, in case they are not satisfied with their existing health insurance plan, or find a more suitable plan. Portability feature saves the policyholders from being taken for granted and offers them flexibility to switch in case of dissatisfaction.

  • Tax Benefits Under Section 80D of the Income Tax Act, 1961

    The government of India promotes health insurance by offering tax exemptions of up to Rs. 1.5 Lakh on the premium paid for health insurance plans, under Section 80D of the Income Tax Act, 1961. An individual can also claim a deduction of up to Rs. 25,000 for insurance cover for self, spouse, and dependent children. You can also avail a tax deduction of up to Rs. 25,000/Rs. 50,000 for health insurance plans purchased for parents aged 60 years/ more than 60 years.

Address

Saral Beema, Near Ice Factory, Farrukhnagar,Gurgaon,Haryana,122506

Contacts

help@saralbeema.in

+918053351039

Subscribe for being updated about insurance

Ways to reach us